What Help Can I get to Help Pay for School Costs

February 19, 2014

Raising children is tough and expensive. Years at school are mean to be your children's' "time of their lives". This may well be true, but the truth of the matter is that it is often not the parents' time of their lives.

If you, like many other American parents, don't have much spare cash and live on a tight budget, then all the costs involved in ensuring that your children get a good education can be tough.

However, there is help out there for those in this type of situation. Education grants are available, but you have to apply and meet certain criteria. If you are on a budget, then it is certainly worth seeing if you would be eligible for such a grant.

There are three main ones types of grants and loans available to the general public:-



The US Department of Education has a list of all the discretionary grants that can be applied for. Divided up into different sections, you can search by the following criteria.


  • Individuals
  • Institutions of Higher Education
  • Local Education Agencies
  • Nonprofit Organizations
  • Other Organizations and/or Agencies
  • State Education Agencies 

Student Loans or Grants

Pell Grants - These are Federal grants that are awarded to undergraduate students who have not earned a Bachelors or professional degree. There are various criteria that will affect the amount of grant that you will receive. These are the cost of attendance at school and financial need amongst others. To apply for this grant you must fill out a "Free Application for Federal School Aid".


Grants and Scholarships – These can be granted by the Federal or State Government, a non-profit or private organization or your college or career school. Grants are usually based on need, whilst scholarships are usually based on merit. It is really important to make sure you meet the application deadlines or your application won't be considered.

Formula Grants – These are grants that have no application process and use formulas that are determined by Congress

Sources of Information

The US Department of Education website is a great source of information on all the different options available for grants and scholarships that are available to people in all different circumstances.

With links to external sites that offer grants and scholarships, the website is full of  other useful bits of advice about how best to go about sourcing the grant or scholarship that you need to  get the funding required for your child's or indeed our own education.


 Whilst education is indeed a very expensive few years, there is help out there if you know where to look. Do not assume that you will not be eligible for a grant, as the criteria can vary from source to source. Do some research so you understand the criteria before you apply.

Education is so important for all our children, so make sure you do your best to give them the best possible start in life. 

EducationGrants for school

Whether you’re on your way to school for the first time or thinking about finishing up a degree you should explore your options when it comes to obtaining Grants for School.

Use our FREE Custom Search Tool & see what you qualify for:

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